Van insurance for non-standard cases
Van insurance can be harder to obtain than car insurance for drivers with convictions, adverse credit, or a history of claims. Specialist brokers with access to commercial vehicle underwriters can often find solutions where standard comparison sites cannot.
Business van insurance
If you use your van for work — whether as a sole trader, small business, or employee — you need a policy that covers business use. Many standard personal lines policies exclude business use entirely. Specialist commercial vehicle brokers understand the nuances of business van cover and can structure policies to match your actual usage.
Multiple drivers and young van drivers
Adding young or inexperienced drivers to a van policy significantly affects premiums. Specialist brokers can access underwriters who will consider the full driver profile rather than simply declining based on age or experience.
Convicted van drivers
Motoring convictions have the same effect on van insurance as car insurance — often more so, given the commercial context. Specialist commercial vehicle brokers have access to underwriters who assess convicted drivers individually rather than applying blanket exclusions.