Terms of Use

Nature of the service

CoverAble is a directory and discovery platform. We are not an insurance broker, insurer, financial adviser, or credit broker. We are not authorised or regulated by the Financial Conduct Authority (FCA) to sell, arrange, or advise on insurance products.

No guarantee of cover

Listing a broker or provider on CoverAble does not constitute a guarantee that they will offer you insurance, that their products are suitable for your needs, or that your application will be accepted. All acceptance decisions are made entirely by the individual broker or insurer, subject to their own underwriting criteria.

Accuracy of information

We endeavour to keep broker listings accurate and up to date. However, we cannot guarantee the accuracy, completeness, or currency of any information on this site. FCA registration status, contact details, and product offerings may change. Always verify information directly with the broker before proceeding.

FCA verification

You should always verify a broker's regulatory status on the FCA Register at register.fca.org.uk before purchasing any financial product or service.

Limitation of liability

To the fullest extent permitted by law, CoverAble accepts no liability for any loss or damage arising from your use of this website, reliance on information contained herein, or any transaction entered into with a broker or insurer found through this site.

Governing law

These terms are governed by the laws of England and Wales. Any disputes arising from your use of CoverAble shall be subject to the exclusive jurisdiction of the courts of England and Wales.